Tag: Personal Finance (Page 3/3)

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How to get a loan with bad credit

In the United States, the average credit score is 704, which is considered good. Unfortunately, 19 percent of the population has a credit score that falls below the 600 mark. If you have bad credit, you might be struggling with getting a loan or obtaining a reasonable interest. In this article, we’ll go over how…

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What are short term loans?

If you’re in a financial pinch and need some cash, then you might be considering a short term loan. Learn what a short term loan is, the different varieties and some tips on how to tell whether or not you need a loan. Short Term Loans Short term loans are, as the name suggests, a…

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Attaining financial success as a single parent

Being a single head of the family can totally wreak havoc on your finances if you don’t have proper planning. This, in turn, ends up affecting other aspects of your life and the lives of your kids. Just because you are the sole earner in the family it doesn’t mean that you have to be…

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Fast cash loan for travel expenses

Sometimes a loan becomes an absolute necessity due to an urgent requirement of cash. You may not have planned travel or you and your friends suddenly decided to go on an unplanned vacation during the lunch break. Travelling is expensive; it is one of the most costly part of a vacation. So, what do you…

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5 practical tips for choosing the best mortgage lender

As a home-buyer, we consider all things before purchasing our dream home (the cost, place, etc.). Thus, knowing your options would make everything easier, and that includes identifying your best option for mortgage lender. A mortgage lender is an entity, often a bank, that provides financing for the purchase of your dream home. So what…

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How to ask for a raise (and get it)

I find one of the hardest parts of working in the job force is knowing when it is appropriate to ask for a raise. It’s a topic that is uncomfortable for you and your supervisor. Today I am gathering some tips to help make things easier for when you decide to have that conversation with…

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