Tag: Personal Finance

man with credit card in his hand

Terrible credit card mistakes first-time users easily make

Credit cards allow users to pay for items or services in lieu of cash. However, a person should be responsible enough to understand that the card must not be considered free cash that can be spent with reckless abandon. That is why, for some people, getting a credit card is seen as an important step…

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Things you must organize to improve your financial health

Statistics tell us that, in these fast-paced and competitive times, almost half of all Americans are struggling to even make it from paycheck to paycheck! While we may experience stress in almost every aspect of our lives, financial stress has the unique quality of adversely affecting not only your health and emotional well-being, but also…

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Shortage of personal finance: consider debt consolidation to become debt-free quickly

Overburdened with debt? If so, you are running short of personal finance and not prepared for emergencies. According to a report by Bankrate.com, more than 70 percent of US citizens fall short of emergency savings due to loans and credit card debts. In fact, 23 percent of Americans have a dearth of emergency funds, and…

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Knowledge of interrelation of debt and taxes is a tool for smart entrepreneurs to become rich

There is a clear and distinct relation between debts and taxes which all entrepreneurs must know and understand the intricacies of it. This will make the road to become a rich entrepreneur smooth. There is a lot of significance to take on ‘good’ debt and to be savvy with the tax codes and laws. It…

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Making a home decorating budget: 6 things you should consider

Home decoration is one of the most expensive tasks and it has been observed that numerous people take loans for decorating their homes. What they don’t understand is the fact that taking a loan for decorating the rooms is not a solution because the rooms are going to get decorated but they are going to…

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How to get a loan with bad credit

In the United States, the average credit score is 704, which is considered good. Unfortunately, 19 percent of the population has a credit score that falls below the 600 mark. If you have bad credit, you might be struggling with getting a loan or obtaining a reasonable interest. In this article, we’ll go over how…

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